Hey loves, how have you all been? I have another highly requested post for you all!
Today I am going to be talking about ways to earn money from social media and blogging as well as tips for approaching brands. Along side my social media work I also work doing financials/accounts in the office so i'm super excited to be combining some money chat with my blog... I do love numbers, such a geek I know!!
I would quickly like to take this opportunity to say the majority of my posts are not sponsored, I usually just post what I want when I want. If I love a product then i'll share it, not just because i'm paid to do so. I think if you start up a blog it's really important to do it because you actually enjoy it rather than for money. Of course that can come later as things naturally progress but it is important to be yourself and love what you do first, then anything else is a bonus!
How can you earn money from Instagram/blogging?
As i'm sure you are aware one of the main ways to generate income from your social media and blogs is advertising. For example a brand may send you some of their products and pay you for an insta post/story or blogpost. You can also make money from things like google adsense where google puts relevant ads on your website and you earn a few pence per click. There are also things like affiliate links, events, product collaborations and so on but in this post I am mainly going to be talking about the first point.
Hello my lovelys! Have you all had a good start to the year? I feel like January has really flown by!
If you follow me on social media you will have probably noticed I have been super busy for the last few months working on my new business project... I have definitely missed posting on my blog. It feels good to be back writing again, I must admit!
Today's post is going to be all about my new business and general update I guess!
In today's post I wanted to share my own experience of buying and improving property. I am no property developer so I only went for simple cosmetic changes, however the small changes really helped to increase the value of the property.
Who said adding value to your property has to be a major work? Sometimes the small changes can make a world of difference! I brought a 1 bed garden flat a few years back in the beautiful seaside town of Hove, although it was a well built Victorian building the inside was run down and dated. The previous owners had smoked a lot inside for decades I imagine, and it just looked like it needed some TLC.
Here are a few ideas of simple changes that you can apply to many properties. These were not too expensive or difficult but have really made quite a difference!
-Firstly I decided to replace the old sashes with double glazed windows. The property was situated on a main road and the old single pane windows would rattle when large vehicles drove past and let in all the noise. Keeping the timber frames and just adding double glazed glass was a more affordable option and worked just as good as replacing the woodwork. If your wood and frames are in tact I would definitely recommend considering this option if you are on a budget. The difference it price would have been about £1500 for a 3 pane window. The double glazing made a massive difference to the noise levels, also helped to keep the heat in making the property more energy efficient in terms of heating.
- A lick of paint really makes a difference! Although we needed around 5 layers of paint to cover the smoke stained walls it really made a wonderful difference. Also some new gloss on the skirting boards and door frames helped to give a new polished look.
- Floor! When we moved in the property had very old carpets which looked like they were once cream. I must admit I love cream carpets, but they are not practical with pets and look rather hideous when they are old and dirty. To add a modern feel to the place I swapped the old carpet for some dark wood floor. Easy to maintain and looks beautiful in my option.
In the bathroom and kitchen I just went for some Vynal. I think this is a good choice for small kitchens and bathrooms. Easy to maintain and not too pricey.
-The bathroom was very small with no storage. To add some storage and create more space I decided to swap the old sink for a smaller modern rectangular sink with storage underneath. Not only did this make the room feel bigger but there was now some storage for the bathroom essentials. It is quite amazing how much you can fit in those little cupboards!
-Kitchen - I didn't want to do anything too major to the kitchen as I knew this wasn't going to be my long term home. But painting the unit doors and adding new floor seemed to make the room much more presentable.
Overall the work cost me around £2500. I brought the flat for £172000 and sold for £250000 a couple years later. Of course the increase in price was also to do with the location and economy, but having a well presented property definitely helped me to get the place sold quickly at asking price.
Property is a fantastic way to make money and doesn't need to be stressful. Simple updates can really make the world of difference!
I hope you enjoyed reading this post and hopefully it gave you a couple of ideas of affordable ways you can improve your home. Please feel free to share your own tips and tricks in the comment section!
Welcome to the newest section of my website, finance and lifestyle talk!
Most of my time on a day to day basis is spent looking at figures and working on accounts so I thought why not share a few of my own tips with you all!
Today I'm going to be talking about some basic techniques I use to help me save and keep my money organised.
It's important to prepare for those unexpected expenses and even the regular ones like birthdays, Christmas shopping, getting your hair done and so on...which might take a larger chunk of money than your usual monthly expenditure. What I like to do is keep money separated and organised so I can see how much I have to spend on what. A couple of ways this can be done is by using different bank accounts (I think I have about 6 different bank accounts in total LOL) or the envelope system if you prefer to have cash.
So for example we may get paid £2000 at the end of month, it's useful to split this out right away so you remove any funds needed for your essential monthly expenditure and what you want to save. £600 for bills £500 for saving etc.
SEPARATING YOUR CASH:
#Account 1 Bills - I personally like to have all my direct debits, mortgage and bills coming out of 1 bank account - this way I know I can transfer a lump sum at the beginning of the month then forget about it.
There is nothing more annoying than seeing a large balance of funds in your account, you start spending away then it suddenly drops by half when your direct debits come out throughout the month and you end up with way less than expected.
#Account 2 Savings - I then transfer an amount into saving accounts. This can be as little or as much as you like! Saving around 10% of your income is a good place to start. I have a few savings accounts, one is a 'do not touch this unless there is a major emergency' kind of account, another is for 'general savings for minor works, birthdays etc', another for beauty treatments and so on. If there is something specific you are saving up for such as travelling or buying a house, car, it's a good idea to have a separate account to save for this too.
To get started with your savings organisation, I suggest you work out how much you usually spend on birthdays, Christmas, hair, household fixtures etc each year then divide this by 12 to give yourself a sensible amount to keep aside each month. This can be really useful to avoid having months where you are left with no money and resorting to credit cards or borrowing.
I personally love to have my money in various different places to take from when needed! I think subconsciously we are more careful with our money when we have smaller amounts in different places rather than 1 lump sum. It's also worth researching bonds and other types of savings account for money you will not need anytime soon.
#Account 3 your 'current' spending account - The idea of this system is to remove all the money you know needs to be paid out or you want to save. Leaving only the amount you are happy to spend down to the last penny that month. I think physiologically this makes you be more careful with your money...if you check your current account balance and see only £250 rather than £1500 you can make sure you are being cost effective with each purchase. So in your 'current' account, only leave your free to spend funds for the month!
Envelope system - The envelope system is a similar idea but is done using physical cash rather than transferring between bank accounts. So again you could have an envelope for birthdays, beauty, home maintenance and each month you would draw out a certain amount of cash to put in each envelope. When the time comes you would already have the money ready and waiting, without taking extras from your monthly expenditure!
Of course there will always be times when something happens you didn't budget for, but I think this is definitely a good way to start to keeping your monthly expenditure under control and savings in tact.
I hope this post has been helpful to some of you, I'd love to know your thought on my finance blog? As always thanks you so much for taking the time to read and check out my website.. is it much appreciated!
Welcome to the newest part of my site. Here I will be blogging about finance, interior design, food and other general lifestyle topics!